With its tax advantages, elite lifestyle, and iconic Mediterranean setting, Monaco ranks among the world’s most sought-after locations for luxury real estate acquisition. Despite covering just over 2 square kilometres, this principality boasts some of the highest property prices globally — driven by limited supply and consistent international demand.
Whether you’re acquiring a pied-à-terre, a waterfront penthouse, or a secure investment asset, Fraser Bond offers expert support for buying property in Monaco with full legal, financial, and strategic clarity.
No personal income tax, wealth tax, or capital gains tax for residents
Ideal for wealth preservation, succession planning, and relocation
Limited inventory ensures long-term asset security
Home to billionaires, royals, athletes, and entrepreneurs
Strong legal protections, low crime, and robust regulatory oversight
AAA-rated banking and real estate infrastructure
Easy access to France, Italy, Switzerland, and the wider EU
Helicopter transfers from Nice airport in 7 minutes
✅ Yes — there are no restrictions on foreign ownership.
Both individuals and companies (onshore/offshore) can freely purchase property. However, residency in Monaco requires an application process, which typically includes:
Proof of accommodation (owned or rented)
Financial documentation (proof of sufficient funds)
Background and police checks
Fraser Bond supports clients in both property acquisition and residency advisory, working with local legal and banking experts.
| District | Appeal | Typical Property Types |
|---|---|---|
| Monte Carlo / Carré d’Or | Casino Square, top-end luxury | Penthouses, serviced residences |
| Larvotto | Seafront elegance, beach access | Sea-view apartments, modern towers |
| Fontvieille | Marina lifestyle, quieter setting | Family residences, new builds |
| La Condamine | Port views, proximity to the F1 circuit | Terraces, modern flats |
| Jardin Exotique | Elevated living, scenic views | Larger apartments, better value |
Fraser Bond provides on- and off-market access to Monaco’s most coveted addresses.
Studio and 1-bed apartments – Ideal for business travellers or rental income
Luxury apartments with sea views – High-spec residences with concierge and parking
Penthouses with rooftop pools – Premium properties in Carré d’Or and Larvotto
Heritage townhouses – Rare and architecturally significant
New developments – Often sold off-plan, with world-class design and services
| Property Type | Price Range (EUR) |
|---|---|
| Studio / 1-bed | €1.6M – €3.5M |
| 2–3 bed apartments | €4M – €12M |
| Sea-view penthouses | €15M – €50M+ |
| Villas (rare, if available) | €20M – €100M+ |
Average price per sqm: €50,000–€100,000+ depending on district and view.
All property sales are handled by one of three official notaries in Monaco. They ensure legal compliance and register the deed.
10% deposit paid into the notary’s escrow account
Due diligence (title, planning, ownership structure) performed
Takes place within 2–3 months
Balance is paid, and ownership is transferred
| Cost | Approximate Rate |
|---|---|
| Transfer Tax | 4.5% (resale) or 2.5% (new builds) |
| Notary Fees | ~1.5% |
| Agency Commission | 3% + VAT (usually paid by the buyer) |
| Legal and Banking Fees | Varies depending on structure |
Fraser Bond offers transparent breakdowns and planning support for tax-efficient structures, including corporate and trust ownership models.
Fraser Bond offers discreet, end-to-end advisory for global buyers acquiring real estate in Monaco.
Access to on-market and off-market luxury properties
Legal coordination with notaries, tax advisors, and family offices
Support with Monaco residency applications
Introductions to private banks and mortgage institutions
Advice on succession, wealth protection, and investment yield
Whether you are relocating, diversifying, or investing in one of the world’s rarest property markets, Fraser Bond ensures absolute discretion and world-class expertise.
Owning property in Monaco means more than acquiring real estate — it means securing a foothold in a unique, stable, and globally respected jurisdiction. With unrivalled privacy, lifestyle, and tax benefits, Monaco continues to be the destination of choice for elite buyers worldwide.
Contact Fraser Bond today to explore Monaco property for sale and receive a curated selection aligned with your goals and global portfolio.
