Switzerland offers a rare combination of natural beauty, political neutrality, economic stability, and world-class infrastructure. For many global buyers, it represents the pinnacle of European luxury living. From Lake Geneva villas and alpine chalets to Zurich penthouses and investment-grade apartments, property for sale in Switzerland appeals to those seeking privacy, prestige, and long-term value.
However, the Swiss real estate market is highly regulated, especially for foreign nationals. At Fraser Bond, we specialise in advising international clients on how to legally and strategically acquire Swiss property, working with top-tier legal, financial, and real estate professionals across the country.
Swiss franc seen as a safe-haven currency
One of the world’s most stable economies and banking sectors
Access to the Alps, lakes, Michelin-starred restaurants, and luxury retail
Excellent healthcare, education, and personal safety
Stringent building regulations limit overdevelopment
Prime locations see consistent demand and long-term capital preservation
Discreet transactions, tight data protection laws, and low-profile ownership
Yes — but under strict conditions.
Governed by the Lex Koller Law (Federal Act on the Acquisition of Real Estate by Foreigners)
Foreign non-residents can only buy in designated tourist/resort zones
Residential purchases in urban areas (e.g., Zurich, Geneva, Basel) are generally restricted
EU/EFTA citizens residing in Switzerland face fewer restrictions than third-country nationals
Non-residents may not buy rental or commercial property unless part of a corporate structure and with government approval.
Fraser Bond works with legal specialists to determine client eligibility, advise on location restrictions, and structure acquisitions accordingly.
| Region | Appeal | Property Types |
|---|---|---|
| Lake Geneva (Montreux, Vevey) | Lakeside luxury, cultural prestige | Villas, apartments with lake views |
| Zermatt | World-class skiing, car-free alpine town | Chalets, resort apartments |
| Verbier | High-end ski destination with strong rental yields | Luxury chalets, ski-in/ski-out homes |
| Gstaad | Ultra-exclusive, private and secure | Mansions, historic estates |
| Lugano (Ticino) | Italian-Swiss charm, tax efficiency | Waterfront villas, modern homes |
| Engelberg / Andermatt | Resort zone open to foreign buyers | New-build apartments and alpine homes |
Fraser Bond provides access to on-market and discreet off-market properties in Switzerland’s most sought-after zones.
Chalets and ski lodges in mountain resorts
Lakeside villas with panoramic views
Penthouses and city apartments (for eligible residents)
Historic estates and vineyard properties
New developments (particularly in tourist zones with relaxed ownership laws)
Fraser Bond evaluates whether a client qualifies to buy and where
Legal opinion from Swiss notary or attorney is mandatory
Agreement in principle and reservation payment (usually 5–10%)
Canton authorities review foreign ownership application under Lex Koller
Prepared by a Swiss notary, with legal review and translation if needed
Title registered at the Land Registry, completing the ownership process
| Cost | Estimated Rate |
|---|---|
| Property Transfer Tax | 1–3% (varies by canton) |
| Notary & Legal Fees | 1–1.5% |
| Real Estate Agent Fees | Typically 3% (paid by seller) |
| Annual Property Taxes | Varies by location, ownership type |
Note: Some cantons offer tax incentives for primary residences or energy-efficient homes.
While buying property does not automatically confer residency, buyers may be eligible to:
Apply for a Swiss residence permit through lump-sum taxation agreements (for non-EU clients)
Consider relocation under EU/EFTA rules if eligible
Restructure property ownership via family offices or corporate entities for efficiency
Fraser Bond works with immigration specialists and wealth advisors to align your property goals with long-term tax and residency planning.
Fraser Bond delivers bespoke support for international clients seeking to acquire real estate in Switzerland, with a focus on compliance, discretion, and investment value.
Access to exclusive villas, chalets, and resort properties
Legal coordination with Swiss notaries and Lex Koller experts
Advice on tax-efficient ownership structures
Introductions to mortgage brokers, private banks, and wealth planners
Ongoing assistance with property management, renovation, and resale
Whether you're seeking a primary residence, holiday home, or asset diversification, Fraser Bond ensures a seamless and compliant transaction process tailored to your profile.
Switzerland remains one of Europe’s most desirable — and most protected — real estate markets. With limited inventory, regulatory complexity, and strong long-term fundamentals, purchasing property here requires precision and expert support.
Fraser Bond is your trusted partner for sourcing, acquiring, and managing high-end property in Switzerland’s most exclusive regions.
Contact us today to explore property for sale in Switzerland and begin your private, strategic acquisition journey.
