Understanding Property118 Limited | Fraser Bond Investor Insights

Explore what Property118 Limited offers to landlords and how Fraser Bond provides complementary support in property strategy, acquisition, and management.

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Understanding Property118 Limited | Fraser Bond Investor Insights
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As the UK property sector becomes increasingly regulated and tax-sensitive, landlords and investors are seeking specialist guidance on how best to manage and structure their portfolios. One platform that has grown in popularity among private landlords and small investors is Property118 Limited—a consultancy and digital resource that offers tax planning advice and landlord advocacy.

While Property118 is not a property agency or developer, its growing influence among property investors makes it a notable name within the broader real estate ecosystem. At Fraser Bond, we regularly engage with property investors who utilise third-party services like Property118, and we provide complementary support focused on property acquisition, investment strategy, and asset management.


What Is Property118 Limited?

Property118 Limited is a private company (Company No. 10295964) incorporated in July 2016 and registered in Norwich. The platform operates primarily as a landlord resource hub and tax consultancy, offering information, legal referrals, and financial structuring support to UK landlords.

Its services are particularly known for focusing on:

  • Landlord tax strategy (e.g., incorporation advice and mortgage interest relief mitigation)

  • Legal structuring using limited companies

  • Landlord forums and peer discussion platforms

  • Referral partnerships with accountants, tax advisors, and legal firms

The brand is widely followed among buy-to-let landlords, portfolio investors, and individuals seeking to navigate Section 24 implications and other tax-related changes affecting residential property ownership.


What Does Property118 Offer to Landlords and Investors?

1. Tax Planning & Incorporation Advice

Property118 gained traction by promoting incorporation strategies that aim to mitigate Section 24 tax restrictions on mortgage interest deductions. The company refers clients to tax advisors for bespoke restructuring plans.

2. Access to Finance and Legal Contacts

The platform works with lenders and legal professionals to help landlords secure funding or set up limited companies and family investment vehicles.

3. Landlord Community

Property118’s website includes a widely read blog, discussion threads, and case studies. This online community allows landlords to share insights, challenges, and regulatory updates.


Limitations and Considerations

While Property118 provides a gateway to information and introductions to third-party professionals, investors should note:

  • It is not FCA-authorised to offer regulated financial advice.

  • Legal or tax decisions based on online content alone may not suit every investment profile.

  • Incorporation and restructuring can involve complex CGT, SDLT, and mortgage implications.

Fraser Bond recommends that all clients seek independent, regulated advice before making major structural or tax-planning decisions.


How Fraser Bond Complements Services Like Property118

Fraser Bond’s clients often explore tax-efficiency and structuring alongside investment and asset growth strategies. We provide end-to-end real estate advisory services that complement the legal and tax advice found through Property118 or similar platforms.

Our services include:

  • Off-market and prime property sourcing

  • Buy-to-let and HMO investment planning

  • Yield and risk assessment across London and UK-wide markets

  • Referrals to regulated advisors for tax, lending, and legal support

  • Ongoing lettings and asset management for retained properties

By taking a holistic approach, Fraser Bond ensures that our clients’ tax structuring aligns with their property performance goals and long-term investment strategy.


Conclusion

Property118 Limited has established itself as a valuable knowledge hub for UK landlords navigating a more complex investment environment. While it provides helpful introductions and community support, investors must apply strategic discipline and regulatory oversight to fully protect their assets.

Fraser Bond supports investors looking for a professionally managed, acquisition-to-exit property strategy—ensuring your assets are optimised, compliant, and future-ready.