Miami’s global allure — from its beaches and nightlife to its booming business and tech scene — has positioned the city as one of the most active and profitable short term rental markets in the United States. For investors, especially those based in the UK and overseas, short term rentals in Miami represent an opportunity to capitalise on a dynamic, tourism-driven economy with high occupancy and income potential.
In this article, we examine the benefits, legal requirements, and strategies for investing in Miami’s short term rental sector — and how Fraser Bond provides expert guidance to navigate this lucrative market.
Miami is one of the top global destinations for short term rental profitability. Its year-round tourism, international appeal, and tax-friendly environment create an ideal backdrop for property investment.
Key advantages include:
High nightly rates: Premium demand during events like Art Basel, Miami Swim Week, and international conferences drives rental prices up.
Tourism-driven economy: Over 25 million annual visitors ensure consistent booking demand.
Diverse guest profiles: Business travellers, digital nomads, seasonal visitors, and luxury holidaymakers all contribute to sustained demand.
Favourable tax environment: Florida has no state income tax, enhancing net returns for investors.
Choosing the right location is crucial to short term rental success. Miami offers a range of high-performing neighbourhoods, each appealing to different guest demographics.
Renowned for its nightlife and oceanfront appeal, South Beach properties command top-tier rental rates and consistently high occupancy.
Known as Miami’s financial hub, Brickell draws business travellers and long weekend visitors seeking a luxury urban stay.
Trendy, artistic, and increasingly in demand, these areas appeal to creative professionals, influencers, and international tourists.
Centrally located, Downtown attracts conference attendees and tourists due to its proximity to transport hubs and attractions.
A quieter, upscale alternative with a family-friendly feel, perfect for mid- to high-end short term guests.
Miami’s regulatory landscape is complex and varies by municipality and zoning code — a crucial factor to understand before purchasing.
Key legal considerations:
Municipality-specific rules: Miami Beach and the City of Miami have distinct zoning laws, often limiting short term rentals in residential zones.
Licensing requirements: Investors must obtain a Business Tax Receipt (BTR), a Certificate of Use (CU), and a Florida Department of Revenue license.
Condominium restrictions: Many HOAs and building associations ban or heavily regulate short term letting.
Fines and enforcement: Non-compliance can result in daily fines, property liens, and delisting from rental platforms.
Due diligence is essential, and working with legal and real estate experts familiar with local laws is non-negotiable.
For UK and international investors, Miami presents an attractive market — but one that requires a well-structured, legally sound entry strategy. Common approaches include:
Acquiring zoned multi-family or mixed-use properties in municipalities where short term rentals are permitted by-right
Operating within licensed buildings that allow STRs (short term rentals), often pre-approved for Airbnb and similar platforms
Exploring mid-term rentals (30+ day stays) in areas with tighter restrictions while maintaining furnished flexibility
Forming a U.S.-based LLC for tax-efficient property holding and operations
At Fraser Bond, we support international investors in sourcing, acquiring, and managing short term rental properties in Miami. Our services include:
Identifying pre-screened, regulation-compliant properties with high yield potential
Partnering with licensed U.S. brokers, attorneys, and tax specialists
Advising on zoning, licensing, and HOA compliance
Connecting with local property managers experienced in STR operations
Structuring cross-border purchases through U.S. LLCs or partnerships
With Fraser Bond, investors gain a trusted advisor with the knowledge and network to reduce risk and maximise ROI in Miami’s competitive market.
Miami’s short term rental market offers exceptional income potential — but also requires strategic navigation of complex regulations and neighbourhood-specific rules. For UK and international investors, the city remains a high-growth, high-demand destination — if approached with expert guidance.
Fraser Bond brings the market insight, legal expertise, and international investment support needed to turn short term rentals in Miami into a secure and scalable asset.
