Bulgaria has rapidly grown in popularity among international property buyers seeking scenic landscapes, low living costs, and high-yield real estate. Whether it’s a ski apartment in Bansko, a beachfront home on the Black Sea, or a quiet countryside retreat, property in Bulgaria represents one of Europe’s most accessible and promising markets.
For UK and global buyers, the country’s EU membership, straightforward ownership laws, and competitive prices make it ideal for personal use or investment. At Fraser Bond, we help clients navigate Bulgaria’s property landscape with confidence, from first enquiry to final purchase.
Compared to the UK or Western Europe, Bulgaria offers some of the lowest real estate prices in the EU. Homes can be acquired for a fraction of the cost of similar properties in Spain or Italy—making it a prime location for budget-conscious buyers or first-time investors.
Black Sea Coast: Known for its sunny climate and seaside resorts (e.g., Sunny Beach, Varna, Burgas)
Ski Resorts: Bansko, Pamporovo, and Borovets attract tourists and offer rental potential during winter
Rural Villages: Affordable and quiet, ideal for retirement or long-term living
Sofia & Plovdiv: Urban centres with rising demand and modern infrastructure
As a member of the EU, Bulgaria offers a secure legal framework, freedom of movement within the EU for residents, and simplified processes for EU and non-EU buyers alike. While the UK is no longer in the EU, British nationals can still buy Bulgarian property as individuals without restriction.
Yes, foreign nationals (including from the UK) can purchase buildings and apartments directly. However, land (such as a house with a garden or agricultural land) typically requires purchase via a registered Bulgarian company—a common and legally straightforward process.
Purchase Taxes & Fees: Usually 3–5% of the property value
Annual Property Tax: Minimal, typically less than €200/year
Legal and Notary Fees: Required for official documentation
Ongoing Maintenance: Low in most developments, especially outside major cities
Short-term and seasonal rentals on the coast or in ski resorts can generate strong returns, especially when marketed to international holidaymakers. Urban areas offer long-term rental opportunities with growing domestic demand.
Popular tourist hotspots with excellent short-term rental potential. Apartments here are attractively priced and often come fully furnished.
One of Eastern Europe’s top ski destinations. High rental yields in winter; some properties are integrated with resort services.
For buyers seeking long-term capital growth and stable rental income, Sofia offers a more urban, year-round market.
Historic cities with cultural appeal, expat communities, and excellent value for lifestyle buyers.
Fraser Bond offers tailored support for international buyers entering the Bulgarian property market, including:
Guidance on location and property selection based on your goals
Legal assistance and company setup (for land purchases)
Negotiation support and due diligence
Tax planning and cross-border structuring
Property management and rental strategy advisory
Whether you’re acquiring a coastal retreat, ski apartment, or urban investment, our experienced team ensures a smooth and secure transaction from start to finish.
Bulgaria stands out as one of Europe’s last remaining affordable property frontiers, offering lifestyle and investment potential at entry points accessible to nearly every buyer. With legal protections, EU stability, and strong demand in tourist hubs, it presents a compelling opportunity for UK and international buyers alike.
Fraser Bond helps simplify the journey—bringing global insight, local partnerships, and strategic guidance to every transaction.
