With over 300 days of sunshine a year, a stable economy, and a growing reputation as a top expat destination, Portugal offers one of Europe’s most attractive property markets. Whether you’re seeking a coastal villa, a city apartment, or an investment property with rental income potential, Portugal combines lifestyle, value, and legal accessibility for international buyers.
At Fraser Bond, we work with buyers from the UK, EU, and beyond, offering expert guidance on property acquisition, legal compliance, and relocation support across Portugal’s most desirable regions.
Access to residency through real estate investment (Golden Visa program, now regionally limited)
Favourable Non-Habitual Resident (NHR) tax regime
Route to Portuguese citizenship and EU freedom of movement
Lower average property prices than Spain, Italy, or France
Exceptional value in both coastal and rural regions
Strong demand for short- and long-term rentals
Growing digital nomad and retirement populations
High rental yields in Lisbon, Porto, and Algarve
High quality of life, safety, healthcare, and transport
English widely spoken in urban and tourist areas
Yes — Portugal has no restrictions on foreign property ownership. Buyers from the UK, EU, US, and other nations can purchase property freely and outright, whether for personal use, investment, or retirement.
Ownership is generally freehold, and property rights are strongly protected by law.
| Region | Appeal | Property Types |
|---|---|---|
| Lisbon | Capital city, cosmopolitan, investment hub | Apartments, penthouses, urban developments |
| Algarve | Sunny southern coast, golf, beach living | Villas, golf homes, holiday apartments |
| Porto | Heritage, wine, growing tech scene | Riverside apartments, townhouses |
| Silver Coast | Authentic Portugal, surfing, affordability | Coastal villas, eco-homes |
| Comporta & Alentejo | Luxury retreats, rural elegance | Designer villas, country estates |
| Madeira & Azores | Island life, tax benefits, green landscapes | Ocean-view homes, tourism properties |
Fraser Bond works with vetted local partners and developers to offer access to premium homes across all major Portuguese property markets.
Independent, bilingual legal advisor (not mandatory but highly recommended)
Fraser Bond works with trusted legal firms experienced in international transactions
Required for all property purchases and financial transactions
Necessary to transfer funds and arrange mortgage payments (if needed)
Sign a preliminary contract (Contrato de Promessa de Compra e Venda) with a 10–30% deposit
Completion and title transfer formalised by notary
Property registered with Land Registry (Conservatória)
| Cost | Typical Rate |
|---|---|
| Property Transfer Tax (IMT) | 1–8% (tiered based on value) |
| Stamp Duty | 0.8% |
| Notary and Registration Fees | ~1–2% |
| Legal Fees | 1–2% |
| Estate Agency Commission | Usually paid by seller |
Note: New build properties may be subject to VAT instead of IMT.
Portugal’s Golden Visa program has changed. Real estate purchases now only qualify in low-density areas or rehabilitation zones — excluding Lisbon, Porto, and most of the Algarve.
Alternatives include:
Commercial real estate
Renovation projects
Property in eligible rural or interior regions
Fraser Bond advises on Golden Visa-eligible property investments and works with immigration consultants to support residency applications.
Fraser Bond delivers a bespoke international property advisory service for buyers entering the Portuguese market. We simplify every step, ensuring secure, compliant, and profitable transactions.
Tailored property sourcing in Lisbon, Algarve, Porto, and beyond
Coordination with lawyers, notaries, and tax advisors
Due diligence, title checks, and compliance support
Mortgage assistance through Portuguese and international lenders
Golden Visa and relocation support for qualifying clients
Advice on short- and long-term lettings, renovation, and resale
Whether you're acquiring a second home, investment asset, or relocating permanently, Fraser Bond ensures your goals are met with precision and local expertise.
Portugal combines lifestyle, legal ease, and investment potential — making it one of the best places in Europe to buy property today. Whether you’re drawn to the energy of Lisbon, the sun-soaked Algarve, or the charm of Portugal’s interior, the right property backed by the right advice can deliver exceptional long-term value.
Contact Fraser Bond today to begin your Portuguese property journey — with full legal support, local insight, and exclusive access to Portugal’s best real estate opportunities.
