Do I Need a Lawyer to Buy Property in Ghana?

This article describes the process to buy properties in Ghana and what you need to do before making an offer on any property.

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Do I Need a Lawyer to Buy Property in Ghana?
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Buying property can be complicated, and it is important to be aware of your rights. For example, in some countries, there are certain procedures that you have to follow. In the case of Ghana, there are legal requirements for foreign nationals when buying property in the country. If you're considering buying a property in Ghana, then this post will help you avoid costly mistakes.


What Are the Requirements for Foreign Nationals in Ghana?

In order to buy property in Ghana, a foreign national needs to:

• Have an NID card and valid visa

• Have a registered company in Ghana with at least one director who is a Ghanaian citizen

• Transfer funds for the purchase into a Ghanaian bank account


What Legal Documents Do I Need to Buy Property in Ghana?

The first step is to identify the type of property you're interested in. In Ghana, there are four types of properties that foreign nationals can purchase: residential, commercial, industrial and agricultural. If you're looking for residential property, then you'll need a letter from your embassy or a notarized power of attorney for your lawyer to represent you.

If you're looking for commercial property, then the same rules apply as for residential property with one exception - the power of attorney must be a public notary.

If you're looking for an industrial or agricultural property, then the power of business attorney will suffice. The only difference between these two is that industrial properties should be no more than 10 acres while agricultural properties are unlimited in size.

For all three types of properties (residential, commercial and industrial), you'll need to submit your documents during the pre-registration stage before construction begins on the land. When submitting your documents with the National Land Commission (NLC), it's important to keep copies on hand because they may ask for them at any time during the process. This will help prevent confusion and ensure that everything is done correctly.

Finally, after submitting your documents to the NLC and receiving approval, you'll need to finalize the sale with your lawyer by submitting a legalization agreement which includes an undertaking letter from both parties agreeing to abide by Ghanaian law as well as a deed certification from NLC stating that there are no legal objections against the deal.


What Is the Role of a Real Estate Agent in Buying Property in Ghana?

If you're looking to buy property in Ghana, then you might be using a local real estate agent to help you. Real estate agents play an important role in the process of buying property. But, if you're unfamiliar with the country's laws and regulations, then it can be difficult to know where to look for more information. That's because some of the legal requirements depend on which region of Ghana you are buying property in, and whether it is urban or rural.

What does this have to do with your real estate agent? Real estate agents have experience with these legal requirements and should be able to direct you accordingly. For example, if you're signing a contract for land in a rural village, then there will be different rules than if you were buying property in Accra (Ghana's capital).


Why Should I Hire a Lawyer to Buy Property in Ghana?

The first and most obvious reason why you should hire a lawyer is that they are experts in the law. They understand the complex laws of Ghana and will guide you through the process. Lawyers can ensure you don't miss any important steps in the property purchase process by consulting relevant government agencies and providing advice on the legality of your decision to buy property. In addition, lawyers can act as an intermediary between you and the seller, which can provide another layer of protection. For example, if there were any disputes about what was agreed to at a meeting or what was written in a contract, then it would be up to the lawyer to decide how best to resolve the dispute.

Buying property may seem daunting, but with these extra protections, it's possible for you to buy property without worry. If you want all your bases covered before purchasing property in Ghana, then be sure to hire a lawyer.



Buying property in Ghana can be a complicated and lengthy process. One of the most important considerations is understanding the requirements for foreign nationals in Ghana and the legal documents you need to buy property. The role of a real estate agent is also important to understand, as they can help you find the right property and offer advice on the local market. To make sure your transaction is successful and respected by the law, it’s always best to hire a lawyer.