Factors to Consider When Renting an Apartment in Accra

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Factors to Consider When Renting an Apartment in Accra
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Finding the right apartment to rent in Accra can be challenging, with varying prices, locations, and amenities to consider. Whether you are looking for a budget-friendly option, a luxury apartment, or a family home, it is essential to evaluate different factors before making a decision.

This guide outlines the key considerations when renting an apartment in Accra, helping you make an informed choice.


1. Determine Your Budget

Before searching for an apartment, set a realistic rental budget that includes:

  • Monthly Rent – Ensure it does not exceed 30-40% of your monthly income.
  • Utility Bills – Electricity, water, internet, and waste management costs.
  • Security Deposit – Usually one to two months’ rent, refundable if there are no damages.
  • Agent Fees – Typically one month’s rent if using a real estate agent.

Average Monthly Rent in Accra

Location 1-Bedroom (GHS/USD) 2-Bedroom (GHS/USD) 3-Bedroom (GHS/USD)
Cantonments, Airport Residential, Labone GHS 8,000+ ($650+) GHS 12,000+ ($1,000+) GHS 18,000+ ($1,500+)
East Legon, Ridge, Dzorwulu GHS 4,500 – 8,000 ($400 – $650) GHS 7,500 – 12,000 ($600 – $1,000) GHS 12,000+ ($1,000+)
Achimota, Spintex, Adenta GHS 2,500 – 5,500 ($200 – $450) GHS 4,500 – 8,000 ($400 – $650) GHS 7,500+ ($600+)
Madina, Kasoa, Teshie GHS 1,500 – 3,500 ($125 – $300) GHS 2,500 – 5,000 ($200 – $400) GHS 5,000+ ($400+)

Choose an apartment that fits your budget while considering other monthly expenses.


2. Choose the Right Location

Location plays a major role in convenience, safety, and transportation costs.

Best Locations Based on Lifestyle

Preference Best Locations
Luxury Living Cantonments, Airport Residential, Labone, Ridge
Family-Friendly Areas East Legon, Spintex, West Legon, Dzorwulu
Budget-Friendly Rentals Madina, Kasoa, Adenta, Teshie
Near Business Districts Osu, Ring Road, Roman Ridge, Ridge
University Access Legon, North Legon, Achimota, Dansoman

Consider proximity to work, schools, markets, hospitals, and transportation hubs when choosing a location.


3. Check Security and Safety

Security is crucial when renting an apartment in Accra.

Security Features to Look For

  • Gated Community – Offers extra security and controlled access.
  • CCTV Surveillance – Provides additional safety in apartment complexes.
  • Security Guards – Common in high-end apartments.
  • Well-Lit Streets and Neighborhoods – Reduces the risk of crime at night.
  • Strong Door and Window Locks – Ensures personal safety.

Research crime rates in the area before finalizing your rental decision.


4. Inspect the Apartment Before Renting

Never rent an apartment without inspecting it in person.

Key Things to Check During Inspection

  • Water Supply – Ensure there is a reliable water source and a backup reservoir.
  • Electricity – Confirm if the apartment has a prepaid meter and stable power supply.
  • Internet & Mobile Network – Check for strong mobile signals and internet service availability.
  • Ventilation & Natural Light – Proper airflow prevents mold and moisture buildup.
  • Plumbing & Drainage – Inspect bathrooms, sinks, and drainage systems for leaks.

Taking photos or videos during the visit can help you remember details when comparing options.


5. Review the Rental Agreement Carefully

A rental agreement protects both the tenant and landlord, so review it before signing.

Important Clauses to Check

  • Rent Payment Terms – Monthly, quarterly, or yearly payments.
  • Security Deposit Conditions – Refund policies when moving out.
  • Maintenance Responsibilities – Clarify who covers repairs and maintenance costs.
  • Termination Policy – Notice period required before vacating the apartment.
  • Rent Increase Terms – Ensure the landlord cannot increase rent without prior notice.

If anything is unclear, consult a lawyer or real estate expert before signing.


6. Consider Apartment Amenities

Amenities enhance your living experience and convenience.

Common Amenities in Accra Apartments

Amenity Why It’s Important
Parking Space Essential if you own a car
Generator or Backup Power Prevents blackouts during power outages
Water Storage System Ensures a constant water supply
Air Conditioning Necessary for hot weather conditions
Swimming Pool & Gym Common in luxury apartments
Internet & Cable TV Important for entertainment and work-from-home setups

Consider whether these amenities justify the rent price before choosing an apartment.


7. Understand the Payment Terms and Fees

Rental payments in Accra vary depending on the landlord and property type.

Common Payment Structures

  • Monthly Payment – Rare but available in some apartments.
  • Quarterly or Bi-Annual Payments – Common in mid-range apartments.
  • 1 to 2 Years’ Rent Upfront – A standard requirement for many landlords.

Negotiate flexible payment plans if you cannot afford full upfront payments.


8. Work with a Trusted Real Estate Agent or Platform

Using a real estate agent or online property platform helps you find verified apartments faster.

Where to Find Apartments for Rent in Accra

  • Apartments.com.gh – Verified listings from landlords and real estate agents.
  • Meqasa.com – A popular real estate platform in Ghana.
  • Jiji Ghana – Features various rental listings.
  • Real Estate Agents – Ensure they are licensed to avoid scams.

Avoid paying any fees before inspecting the apartment and verifying the agent’s credibility.


How Apartments.com.gh Can Help You Find an Apartment in Accra

Apartments.com.gh provides:

  • Verified rental listings from trusted landlords.
  • Search filters to find apartments within your budget and preferred location.
  • Direct contact with property owners and agents to simplify the renting process.

Visit Apartments.com.gh today to find an apartment that suits your needs.


Conclusion

Choosing an apartment to rent in Accra requires careful budgeting, location research, security checks, and contract review. By following these steps, you can find an apartment that offers comfort, convenience, and value for money.

Start your apartment search today on Apartments.com.gh for a hassle-free rental experience.