Ghana Homes For Sale: Finding The Best Home Near You

Why buy a house in Ghana

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Ghana Homes For Sale: Finding The Best Home Near You
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You might be wondering why you should buy a house in Ghana. Well, I'm here to tell you that there are plenty of reasons for this! You can buy an affordable home in one of the most beautiful countries on earth, where the weather is always warm and welcoming. What's not to love? Let me show you around our beautiful country.


Why buy a house in Ghana?

Buy a house in Ghana if:

1. It's budget friendly

2. You want a home where you can feel comfortable all year round

3. You want to be able to travel around and explore the beautiful parts of our country

4. You're looking for a home with a pool

5. You have an air conditioner and need a place to keep it cool all summer

Why buy a house in Ghana if:

1. You want your children to have a safe and clean home to grow up in

2. You're working in a remote area and need a place you can be comfortable at night

3. You don't want to worry about giving your child a safe and safe place to sleep at night

4. You're looking for a home where you can do fun activities like gardening and cooking with your kids

5. You're looking for a home that has a private swimming pool

Buy a home in Ghana if:



What does Ghana have to offer?

Now that you know what to expect, let's talk about what you can expect when you buy a house in Ghana. There are two types of real estate that you can purchase in Ghana; freehold and leasehold.

Ghana leasehold properties

The leasehold property has one owner (usually the local government or the landlord). You can purchase a house in Ghana under a leasehold agreement. If you are looking to buy a house, you can purchase a leasehold property for less than $100 a year.

Buying a freehold property

With a freehold property, you own the land, but the house has a leaseholder. The seller, the freeholder, decides what to do with the property every year. The house is owned by someone else, so there is no leaseholder or owner.


How can you find a home?

Now that you know what a house is, you might be asking yourself what it is that you're looking for. Well, you're looking for something that is meant to withstand a lot of weather. This means that you need to find something that is well built. You need to find something with a nice floor plan, that's connected to the power grid, and with a nice size! You also want to make sure that the home has been built to weather any storms, which is important because Ghana is often hit with bad weather. This is because of the strong trade winds coming off the Atlantic Ocean, which pick up loads of moisture and can cause heavy rains.


Real estate investment opportunities in Ghana

There are many reasons why buying a house in Ghana can be an extremely beneficial move. In fact, you can sell the house and invest the proceeds in a new one within a short period of time.

Pros of buying a house in Ghana:

1. Affordable

The average house price in Ghana is only 4,000 cedis. This can make your purchase cost you a minimum of 2,000,000 cedis, giving you an absolute bargain. The property market in Ghana is quite stable. If you sell it before you complete it, you can also benefit from capital gains tax exemptions!

2. Low risks

Buying a house in Ghana is a huge opportunity. You have the opportunity to live in a beautiful country with a low risk of any devastating natural disasters. The residents of Ghana have an extremely low risk of contracting a life-threatening disease.


Buying or renting a home in Ghana

There are various ways you can get a home in Ghana. You can buy a plot of land and build a home on it, or you can buy a plot of land with the intention of building your home. Here's a look at the benefits of buying a home in Ghana.

1. Acquire a plot of land

2. Buying a home doesn't require a lot of money

3. You can build a house on the land you own

4. You can lease out the land where you own

5. You can sell the land you own

6. You can get funding from the bank

7. Save on the down payment

I hope you're getting a good idea of why you should buy a home in Ghana! Here's a video showing you more:

Cost of housing in Ghana

1. Renting a home

A first-time buyer (first-time property owner) can expect to pay GH¢700 per month for a three-bedroom house in Ghana.


Finding the right property

As a buyer, you are the one responsible for finding the right property to buy. To help you, we've designed this buyer's guide, which contains useful information to help you make an informed decision. First, you should think about your budget and how much money you will need for the down payment, the monthly rent, and the renovation costs. If you have a lot of time, you might even consider buying the whole house – so you can move in immediately. If you want to have a simple move, it would be best to rent a separate flat, or an apartment, to start with.

Because you will need at least a month to decide, don't hesitate to contact us, and if you need any help, you can get in touch with our team.


Real estate investing in Ghana

There are several ways to invest in real estate in Ghana and make money from home. One of the most popular ways is to buy homes and rent them out. You can buy the real estate, renovate it and then rent it out to tenants. Some people in Ghana think it's crazy to buy property without knowing the ins and outs of the market. I'll tell you why.

When you buy a house and it's renovated, you'll make money. Let's say that a house is worth $100,000 and you buy it for $80,000 and you renovate it. At the end of the day, it's worth $110,000, which means that you made $10,000. Of course, there are many houses in Ghana that are selling for much more than that, so you can get even more if you go with the average.


Financing a purchase of a home in Ghana

The United States is a good example for how it is possible to finance a home purchase in Ghana. It takes about 5-6 months to be able to secure a mortgage loan and buy a home, but there are several advantages.

First of all, the interest rates are really low. On average, you can get a mortgage loan for about 4% down with an average interest rate of about 2.5%. Moreover, the term of a mortgage loan is 40-60 months.

On top of that, the property price does not include taxes, so you can purchase a house for as little as $150,000. You can then pay off your mortgage loan, including all the taxes, on a monthly basis.

Another great thing about it is that home buyers do not have to have a cash down payment.