Switzerland is one of the world’s most desirable countries for property ownership, offering a combination of pristine landscapes, political neutrality, and high standards of living. From luxurious lakeside homes in Geneva and Zurich to chalets in the Swiss Alps, houses for sale in Switzerland offer lifestyle, prestige, and long-term value.
Yet, buying property in Switzerland—especially as a foreign national—requires careful navigation of legal restrictions and local market dynamics. At Fraser Bond, we support high-net-worth and international clients through every stage of the Swiss property acquisition process, ensuring a seamless, secure, and well-informed transaction.
Switzerland is globally regarded for its strong economy, low inflation, and stable banking system. Owning property here is a low-risk, long-term investment.
With world-class healthcare, education, and safety standards, Switzerland ranks consistently at the top of global quality-of-life indices. Cities such as Zurich, Geneva, and Lausanne offer exceptional living environments for families and professionals.
Strict zoning and construction regulations mean supply is limited, especially in prime areas. This supports long-term property value growth and provides excellent asset preservation.
Buyers can choose from luxury ski chalets in Verbier or St. Moritz, contemporary homes in Zurich, or waterfront villas in Ticino, each offering a unique mix of lifestyle and investment potential.
Yes—but with restrictions. The Lex Koller law regulates foreign ownership of real estate in Switzerland:
Non-residents (non-Swiss nationals) may only buy property in designated resort areas and must obtain a permit.
EU and EFTA citizens residing in Switzerland enjoy more freedom in purchasing primary residences.
UK buyers, post-Brexit, are treated similarly to other non-EU nationals and face stricter conditions unless they hold Swiss residency.
Fraser Bond works with local legal partners to help clients understand their eligibility and secure necessary permits.
Holiday homes in resort areas (e.g., Zermatt, Verbier, Crans-Montana)
Ski chalets and mountain lodges
Lakeside homes and modern villas in tourist-permitted zones
Luxury apartments in select urban districts (with approval)
Luxury homes and international appeal. Ideal for diplomats, expats, and corporate executives.
Switzerland’s financial hub with high-end urban villas and stable rental demand. Excellent schools and business infrastructure.
Mediterranean climate, lakeside living, and proximity to Italy. A favourite among retirees and lifestyle investors.
World-renowned ski resorts such as Verbier, Zermatt, Davos, and St. Moritz. High-end chalets and strong rental potential during ski seasons.
Notary involvement is mandatory for property transactions
Preliminary contracts and title deeds are registered at cantonal level
Fraser Bond ensures local legal compliance and permit management
Property Transfer Tax: Varies by canton (typically 1–3%)
Annual Wealth Tax: Applies to residents based on net assets
Notary and registration fees: Around 2–4% of purchase price
Rental income is taxable in Switzerland (if applicable)
Swiss banks offer attractive mortgage terms to eligible international buyers, with competitive interest rates and loan-to-value (LTV) ratios up to 70%. Fraser Bond facilitates access to cross-border financial structuring and lending.
Fraser Bond offers bespoke advisory for clients interested in acquiring Swiss property, including:
Location and property sourcing tailored to residency status and goals
Due diligence and coordination with trusted Swiss legal and financial professionals
Cross-border tax planning and ownership structuring
Permit guidance and compliance with Lex Koller regulations
Post-purchase support including asset management and resale services
Whether you’re investing in a holiday home, securing a family residence, or diversifying your portfolio, we ensure every detail is handled with discretion, precision, and care.
Switzerland is more than a destination—it’s a secure and enduring investment in lifestyle, legacy, and long-term value. However, the Swiss property market’s complexity means expert guidance is essential.
Fraser Bond is your strategic partner in acquiring premium houses in Switzerland, offering clarity, confidence, and a seamless cross-border experience for discerning global clients.
