From sun-drenched Tuscan villas and lakeside retreats to Renaissance apartments and rural farmhouses, Italy remains one of the most attractive destinations for international property buyers. With a rich cultural heritage, Mediterranean lifestyle, and growing demand for holiday and retirement homes, Italy offers exceptional value and long-term appeal.
Whether you’re seeking a permanent residence, a holiday home, or an income-generating investment, Fraser Bond provides expert guidance and access to on-the-ground partners to help you navigate the process of buying property in Italy with confidence.
Mediterranean living, world-class cuisine, and historic charm
A slower pace of life in the countryside, vibrant energy in urban centres
Character homes in Tuscany, Umbria, and Puglia
Apartments in Florence, Rome, Milan, and other cultural hubs
Affordable rural retreats and renovation projects
High-end homes on Lake Como, the Amalfi Coast, and Sardinia
Growing popularity of short-term holiday rentals
Increasing demand from remote workers and expats
Lower property prices compared to other Western European markets
Easy access from the UK and EU via flights, road, and rail
Multiple regional airports and high-speed train routes
| Region | Appeal | Typical Properties |
|---|---|---|
| Tuscany | Iconic countryside, vineyards, art cities | Stone villas, farmhouses, city apartments |
| Lombardy (Lake Como, Milan) | Luxury lakeside homes, fashion hub | Waterfront villas, penthouses |
| Puglia | Traditional southern charm, affordability | Trulli houses, renovated masserie |
| Sicily & Sardinia | Island life, dramatic coastline | Seafront homes, townhouses |
| Umbria | Quieter alternative to Tuscany | Restored country homes, olive estates |
| Rome & Lazio | History, rental appeal | Apartments, period buildings, investment flats |
Fraser Bond works with licensed agents in these regions to give clients access to exclusive listings and verified legal support.
Foreigners — including UK citizens post-Brexit — can legally purchase property in Italy, with no restrictions on ownership. However, the process involves several steps:
This is your Italian tax identification number — essential for contracts, utilities, and financing.
Once agreed, a formal offer is made. This may involve a preliminary contract (Compromesso) and a deposit (typically 10–20%).
The notary oversees the legal transaction, title checks, and registration. Notaries are impartial and government-appointed.
This is the official transfer of ownership and is signed in the presence of the notary.
Once completed, the notary handles registration with the Land Registry and Tax Office.
Fraser Bond connects you with bilingual notaries, legal advisors, and financial institutions to ensure a smooth and secure process.
| Expense | Typical Range |
|---|---|
| Purchase Taxes | 2–9% of property value (depending on buyer status and type of property) |
| Notary Fees | 1–2.5% |
| Legal Fees | 1–2% |
| Estate Agency Fees | Usually 3–5% (split between buyer and seller) |
| Annual Taxes | IMU (property tax), refuse tax, utilities |
Note: Primary residences receive reduced taxes; non-residents or second-home buyers pay standard rates.
Italian banks may offer mortgages to non-residents, but documentation requirements are strict
Typically, loans cover up to 60–70% of the property value
Fraser Bond can refer you to lenders who specialise in foreign buyer financing
Fraser Bond works with a network of licensed Italian agents, legal advisors, and relocation experts to help international buyers acquire property in Italy with confidence. Our services include:
Property sourcing across Tuscany, Lake Como, Rome, Puglia, and more
Legal and financial coordination with local notaries and solicitors
Assistance with language, translation, and documentation
Advice on holiday lets, resale potential, and renovation projects
ROI analysis for holiday rental properties
Guidance on short-let licensing, taxation, and property management
Introductions to local renovation teams and architects
Fraser Bond ensures a seamless cross-border experience, combining international market expertise with trusted local execution.
From restored villas in Tuscany to contemporary apartments in Rome, Italy offers a rare combination of lifestyle, heritage, and property value. Whether you're purchasing a second home or investing in a long-term asset, Fraser Bond ensures you have the insight, resources, and support needed to navigate the process with ease.
Contact us today to begin your Italian property journey — and let our team connect you with the perfect home in one of Europe’s most enchanting markets.
