With its tropical climate, vibrant culture, and growing economy, the Philippines is an increasingly attractive destination for international property buyers. From high-rise condominiums in Metro Manila to beachfront villas in Cebu, Palawan, and Boracay, the country offers affordable and high-yielding real estate options for those seeking holiday homes, retirement havens, or investment properties.
While property ownership laws for foreigners are regulated, with the right guidance, it’s entirely possible to secure high-quality real estate in the Philippines. At Fraser Bond, we work with licensed developers, local lawyers, and brokers to help international clients acquire property confidently and compliantly.
Entry-level condos start as low as £40,000–£80,000
Seafront villas or high-end apartments at a fraction of Western market prices
Major cities like Manila, Cebu, and Davao see strong demand for rental units
The tourism sector drives short-term rental income, especially in resort zones
No language barrier for most buyers
All contracts and documents are legally available in English
Low cost of living, warm climate, and retirement visa options (SRRV)
Active foreigner communities and international schools
One of Southeast Asia’s fastest-growing economies
Continued infrastructure investment and foreign investment incentives
Yes — but with restrictions.
Condominium units, provided foreign ownership in the building does not exceed 40%
Houses or buildings, but not the land they stand on
Acquired through hereditary succession
Purchased via a corporation that is at least 60% Filipino-owned
Alternative Structures:
Long-term leases (up to 50 years, renewable for another 25)
Married to a Filipino citizen (property in spouse’s name)
Registered corporation with majority Filipino ownership
Fraser Bond advises on the most suitable and compliant ownership options depending on buyer profile and objectives.
| Location | Appeal | Property Types |
|---|---|---|
| Metro Manila | Capital region, commercial and lifestyle hub | High-rise condos, serviced apartments |
| Cebu City & Mactan | Urban-beach hybrid, expat hub | Condos, beach villas, resort homes |
| Palawan | Eco-tourism, world-class diving, privacy | Beachfront land, luxury eco-lodges |
| Boracay | Popular tourist island, nightlife, luxury | Condos, beachfront apartments |
| Davao City | Clean, safe, business-friendly | Suburban houses, condos, retirement homes |
Condominiums – The most common form of ownership for foreigners
Townhouses / Duplex Units – Available in gated communities
Beachfront Homes – Via long-term lease or indirect ownership
Pre-Selling Projects – Discounted prices on developments under construction
Commercial Units – Retail or office space within commercial buildings
| Cost | Approximate Rate |
|---|---|
| Transfer Taxes | 6–7.5% of the property price (combined fees) |
| Legal Fees | 1–2% |
| Developer/Admin Fees (for condos) | Varies – includes processing, taxes |
| Maintenance Fees (condos) | £1–£3 per sq m monthly, depending on location |
Pay a reservation fee (often £500–£2,000) to secure the property
If buying from a developer, sign a legally binding contract
Fraser Bond can help verify title, developer standing, and building compliance
Full payment or installment plan, depending on developer terms
Official ownership process through the Registry of Deeds
Fraser Bond provides a comprehensive advisory service for international clients seeking to buy property in the Philippines. We work with:
Licensed local agents and developers
Bilingual lawyers and conveyancing experts
Trusted partners for long-term leasing, property management, and resale
Pre-vetted access to condos, beach homes, and new developments
Guidance on legal structures for foreign ownership
Due diligence, translation, and remote purchase support
Rental yield and return-on-investment analysis
After-sales service, including lettings and maintenance
Whether you're buying for investment, retirement, or relocation, Fraser Bond ensures a smooth and compliant transaction process.
The Philippine property market offers rare access to beachfront, urban, and leisure homes at competitive prices — with strong investment fundamentals and long-term potential. While foreign ownership is regulated, Fraser Bond helps navigate the legal and financial process with clarity, security, and full support.
Contact Fraser Bond today to explore property for sale in the Philippines and begin your acquisition journey with confidence.
