The Best Places in Ghana to Invest in Land

This article talks about the best places in Ghana you can invest on land, and how it has grown over the years for a number of reasons.

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The Best Places in Ghana to Invest in Land

Ghana is a West African nation that has both one of the fastest growing economies and populations in the world. This growth is due to its large natural resources, and high levels of investment in infrastructure and education. As such, many people are looking at Ghana as a great place to invest their money. Investing your money might sound complicated, but this guide will give you the information you need so that you can invest confidently. From understanding Ghana's land laws and what kinds of land are available for purchase, to navigating Ghana's foreign investment process and financing your property, read on to learn how to make a smart investment in Ghanaian land and be part of this economic boom!


Why Invest in Ghanaian Land

Investing in Ghanaian land is a smart choice for any entrepreneur looking to participate in the country's economic growth. With a population of 25 million, it has one of the fastest growing economies and populations in the world. The large natural resources Ghana has and high levels of investment in infrastructure and education have allowed for this growth. Making your own investment by investing in land can be a great way to make money, but you should know what you're getting into.


Land laws are complex and are different from those you might be used to. There are six types of land available for purchase: freehold, leasehold, state lands, mining rights, commercial agricultural use, or residential agricultural use. You'll want to find out which type of land is best suited for your needs before making any purchase. It's also important to understand how much money you'll need for each type of property before you invest so that you can prepare ahead of time.


Ghana's Land Laws

First, it's important to understand Ghana's land laws. The Ghanaian Constitution defines land as a natural resource, which everyone has the right to use and occupy. While this right is held by all people in Ghana, there are clauses that allow for the government to expropriate land. Land is classified according to its use:

* Agricultural Land - This includes land used for food production

* Unused Land - This includes land not being cultivated or used

* Urban Plot - This includes plots of land in cities and towns

What you purchase will depend on your needs, but it's good to keep in mind what kind of investment you want before choosing.


The Types of Land Available

for Purchase

There are three types of land available for purchase in Ghana. These are:

1) Freehold Land - This is the most common form of land and can either be bought outright or leased for a given period of time

2) Leasehold Land - This is a less common form of land than freehold, but it can usually be acquired at a cheaper price than freehold

3) Special Purpose Land - This type of land is not widely available and is only used in special cases when people want to buy land for specific purposes


Ghana's Investment Process

There are a few steps in the Ghanaian investment process. First, before you can purchase land, you need to apply for a residency permit. This is done by obtaining an application form from the Ghana Immigration Service and submitting it with your passport and other required documents. Once you have a residency permit, you can then apply for permission to purchase property. The third step is completing your property survey, which will provide detailed information about what land you're considering buying. From there, you need to complete the purchasing process by paying a transfer fee and completing any other requirements needed.


Financing Your Property

One of the most common questions we get from international investors is how they can finance their property. With a Ghanaian bank account, foreigners will have three options to purchase or lease land:

Option 1: Cash Transaction

If you have access to cash and are close to your investment property, you may be able to use cash for the transaction.

Option 2: VISA Credit Card

Many of our clients use their VISA credit card with no problem in order to make payments on their properties. If you don't want to use your VISA credit card, another option would be to open an account at one of Ghana's banks.

Option 3: Leasing Option

This is a good option if you would like to free up some capital from your investments in order to diversify your portfolio or need time before making the ultimate decision on what type of investment property you would like (i.e., commercial vs. residential). It also gives you more flexibility with regards to renting out the property or using it for a period of time before deciding what kind of property it will become (e.g., residential, commercial).



Investing in Ghanaian land can be a very lucrative and rewarding endeavor. For those with the capital, investing in land in Ghana can provide a hedge against inflation and volatility. Land is also an excellent means of diversification. But before you invest, you should make sure you know the ins and outs of the country's land laws, as well as the various types of land available for investment.

Furthermore, make sure you take into account relevant factors such as financing and your country of residence when making a purchase. It's also important to remember that for non-Ghanaian investors, there are different restrictions in terms of how much land they are permitted to purchase.