How To Buy Land From a Family in Ghana: Questions Answered

If you're thinking of buying land from a family, this guide will help explain the process to avoid problems and mistakes.

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How To Buy Land From a Family in Ghana: Questions Answered
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Buying land in Ghana is a very common practice. So, how do you go about buying land in Ghana?

The first step is to find property that's right for you and your family. If you're not sure where to start, there are agencies that specialize in helping you find the perfect property. And remember! The transfer of title doesn't happen overnight, so it's important to be patient and allow for time for the process to complete. You'll need the following documents to complete the purchase:

-A valid passport

-A power of attorney from the seller authorizing you to buy on their behalf

-A certificate of residence or a copy of your national ID card

-Police clearance letter (issued within last 6 months)

-Proof of payment and/or bank letter confirming funds available.

 

The Process of Transferring Title

The transfer of title doesn't happen overnight, so be patient and allow time for the process to complete.

In order to secure a land ownership certificate, you'll need to submit an application with supporting documents as outlined above. You pay a registration fee when submitting your application. The registration fee is paid in Ghanaian cedi or local currency. After your application is accepted, you'll need to pay the first installment of the purchase price (unless payment has been made by letter of credit). It's important that you keep copies of your documentations at all times and maintain security over them.

A title deed will not be issued until the funds have been paid in full and all procedures have been completed. This can take up to 6 months from start to finish.

 

Where to Look for Land in Ghana

If you want to buy land in Ghana, the best place to start looking is online. You can find websites that specialize in selling land in Ghana and other African countries. Be sure to also check online classifieds, such as Craigslist and Kijiji, for any available listings.

 

How to Choose the Right Property

Make sure you're confident about the property's location and what it offers. Be sure that the property is not a risk to your safety and security.

There are a few things you'll want to consider before purchasing a property in Ghana:

-Is there a list of utilities available?

-What amenities does the property have?

-How far away is it from the nearest town or city?

-What are the transportation options like?

All of these factors can be important when you're deciding which property is right for you. You might also want to ask yourself how long you plan on living in Ghana, as that can be an important factor in your decision as well. And remember, if you're renting out your property, it will need to be registered with the Housing Control Authority at least three months before occupancy.

 

Getting Started on Your New Home

Now that you've found the perfect property, what's next? It's time for your home inspection! The seller will hire a surveyor to go over the property and identify any potential problems. The seller will then fix any identified problems. Once you're satisfied with the condition of the property, it's time to make your purchase. If you're working with someone from an agency, they'll help you get all of your documents in order and complete the process for you.

To exchange contracts, both parties must be present at the same time for signing. And once you finalize your purchase, it is customary to give a gift to both parties in the transaction. When exchanging contracts, gifts should not be more than 10% of the purchase price of the property or $500 GHS (approximately $2 USD).

 

What Documents You Need

to Purchase Land

When you decide to buy land in Ghana, there are some documents that you will need. You'll need your passport, a power of attorney from the seller, and a certificate of residence or a copy of your national ID card. You'll also need a police clearance letter (issued within last 6 months). Plus proof of payment and/or bank letter confirming funds available. The transfer of title doesn't happen overnight, so it's important to be patient and allow for time for the process to complete.