Apartment Scams in Accra – How to Stay Safe When Renting

Avoid falling for apartment rental scams in Accra. Discover key warning signs and tips to verify legitimate landlords and agents.

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Apartment Scams in Accra – How to Stay Safe When Renting
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Renting an apartment in Accra can be challenging, especially with the increasing number of fraudulent listings and fake landlords. Many unsuspecting tenants have lost money to scams, ranging from fake agents to non-existent properties.

To ensure a safe and legitimate rental experience, this guide highlights common scams, warning signs, and ways to protect yourself when searching for an apartment in Accra.


1. Be Wary of Prices That Seem Too Good to Be True

Scammers often advertise apartments at very low prices to attract desperate renters.

How to Spot Unrealistic Rental Prices

✔ Compare prices with similar apartments in the same location.
✔ If the rent is significantly lower than market value, it may be a scam.
✔ Scammers may claim they are offering a special discount for quick payments.

Tip: Use Apartments.com.gh to check realistic rental prices for different locations in Accra.


2. Always Inspect the Apartment in Person

Never pay for an apartment without seeing it in person. Many scammers advertise fake or unavailable properties to collect deposits.

How to Verify an Apartment Before Payment

Schedule a physical visit and inspect the apartment.
✔ Confirm that the address matches the listing.
✔ Ask neighbors or security guards if they know the actual landlord.

Tip: If the agent or landlord refuses to show the apartment before payment, it’s likely a scam.


3. Verify the Landlord or Agent’s Identity

Fake landlords and unregistered agents are responsible for many apartment scams in Accra.

How to Verify a Legitimate Landlord or Agent

✔ Ask for a copy of the property documents or ownership papers.
✔ Request an identification document (Ghana Card, passport, or driver’s license).
✔ Work with registered real estate agencies instead of individual agents.

Tip: Check if the agent is registered with the Ghana Real Estate Developers Association (GREDA).


4. Avoid Making Payments Before Signing a Rental Agreement

One of the most common scams involves pressuring renters to pay upfront deposits before signing a lease.

How to Protect Yourself from Deposit Scams

✔ Never pay rent or deposits before signing a written rental contract.
✔ Ensure the agreement includes terms of payment, rent amount, and duration of stay.
✔ Use secure payment methods instead of cash transactions.

Tip: If the landlord insists on full payment before signing an agreement, it’s a red flag.


5. Be Cautious of Agents Who Rush You to Pay

Scammers create a false sense of urgency, claiming that other tenants are interested in the apartment.

How to Avoid High-Pressure Tactics

✔ Take your time to review the lease agreement.
✔ Ask questions about rent conditions and extra fees.
✔ If an agent pressures you to pay immediately, walk away.

Tip: A genuine landlord or agent will give you reasonable time to decide before making a payment.


6. Watch Out for Fake Listings and Duplicate Ads

Some scammers steal pictures from real estate websites and post fake apartment listings online.

How to Identify Fake Apartment Listings

✔ Check if the same property is listed under multiple agents with different prices.
✔ Reverse search property images on Google to see if they are stolen from other websites.
✔ Contact verified property listing platforms like Apartments.com.gh instead of relying on social media ads.

Tip: If an apartment looks too perfect for the price, verify its authenticity before making any commitments.


7. Use Trusted Rental Platforms for Your Search

The safest way to find an apartment in Accra is through verified real estate platforms.

Why You Should Use a Trusted Platform

Genuine listings – Apartments are verified before being posted.
Direct contact with landlords and agents – No middlemen or scammers.
Safe payment options – Some platforms allow secure escrow services.

Tip: Use Apartments.com.gh to find verified apartments with trusted landlords and agents.


8. Ask for a Written Lease Agreement

A lease agreement protects both the tenant and landlord, ensuring clear rental terms.

What Should Be in a Rental Agreement?

Names and contact details of the landlord and tenant.
Address of the apartment being rented.
Rent amount, payment schedule, and security deposit details.
Duration of the lease (e.g., 1 year, 2 years).
Responsibilities for repairs and maintenance.

Tip: If a landlord refuses to provide a written agreement, do not proceed with the rental.


9. Avoid Paying in Cash – Use Secure Payment Methods

Cash payments are difficult to track and increase the risk of fraud.

Safe Payment Options for Rent in Accra

✔ Bank transfer – Creates a clear record of payment.
✔ Mobile money (MoMo) – Ensure transaction details are saved.
✔ Direct deposit to a verified landlord’s account.

Tip: Always request a signed receipt for any payments made.


10. Check for Hidden Fees or Extra Charges

Some scammers demand extra payments after receiving the initial deposit.

Common Hidden Rental Fees to Watch Out For

Agent fees – Usually one month’s rent but should be agreed upon in advance.
Utility charges – Confirm whether rent includes water, electricity, or service fees.
Maintenance fees – Ask if there are extra costs for security, cleaning, or repairs.

Tip: Clarify all additional costs before signing the lease to avoid unexpected expenses.


How Apartments.com.gh Can Help You Find a Safe and Legitimate Apartment in Accra

Avoid apartment scams by using Apartments.com.gh, a trusted property listing platform that offers:

  • Verified property listings with real landlords and agents.
  • Safe communication channels for direct tenant-landlord interactions.
  • Detailed apartment descriptions, images, and pricing transparency.

Visit Apartments.com.gh today to find secure and legitimate apartments in Accra.


Conclusion

Apartment scams in Accra can be avoided by staying vigilant, verifying landlords, and using trusted rental platforms. By following these tips, you can protect your money and secure a legitimate apartment without falling victim to fraud.

Start your apartment search today on Apartments.com.gh and rent with confidence.