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Investing in Kumasi Real Estate (2026)

Ghana's second city - large market, lower entry, steady demand.

👁 1 views ⏱ 4 min read ✍ Apartments Ghana Team
Investing in Kumasi Real Estate (2026)
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Kumasi, the Ashanti regional capital and Ghana's second-largest city, offers investors a large, active market at entry prices well below prime Accra. Commerce, education and a growing middle class underpin steady housing demand.

Why Kumasi

A major commercial and university city, Kumasi draws students, professionals and traders who need quality housing. Lower land and build costs than Accra support healthier yields for buy-to-let investors, while the city's scale gives reasonable liquidity.

What to weigh

Do the same title due diligence as anywhere in Ghana — the Lands Commission search and an independent lawyer are non-negotiable. Choose location relative to the universities, hospitals and commercial centres. Model a specific property below.

Rental Yield & ROI Calculator

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Annual running costs 15%
Gross yield8.8%
Net yield7.5%
Net annual income₵112,200
Payback13.4 yrs
Within the typical 7-11% Accra range.

Gross yield = annual rent ÷ price. Net yield deducts your running-cost estimate (management, maintenance, voids, service charge). Indicative only — prime Accra residential typically runs ~7–9% gross (8–11% city-wide), higher for short-let & serviced units. Always verify figures with your own due diligence.

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A couple viewing a property in Kumasi, Ghana

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